Most people haven't had the time to step back and assess their finances. Their financial picture looks more like Picasso and less like Rembrandt. They're a mess of 401k's, IRAs, several saving accounts, and the CD they were gifted from Dad a few years back. That's ok. We sift through the mess and help make sense of it all.


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Financial Advisor, Mike Macco, is Green Bay's local SmartVestor Professional. Get started today!

Financial Advisor, Mike Macco, is Green Bay's local SmartVestor Professional. Get started today!


What We Do

 

We take our clients through a deliberate process designed to assess your current financial picture, identify your goals, formulate a plan to achieve those goals, and measure & mitigate the risks that threaten that plan. We do this through a process we refer to as our Five-Star Formula.

1. Goal Planning
- Determine goals & objectives
- Retirement, college, business sale, wealth transfer, gifting
2. Cash Flow & Budgeting
- Cash flow & net worth analysis
- Retirement income planning: Social Security, Pensions, Annuities
3. Comprehensive Investment Management
- Create Investment Policy Statement (IPS)
- Portfolio construction & asset allocation: IRA's, Roth IRA's, 401(k), 403(b)
4. Risk Management
- Insurance review: Life, Long-Term Care & Disability
- Variable annuity analysis
5. Estate Planning
- Legal document review: POAs, trusts, wills, etc.
- Wealth transfer & charitable gifting strategies

Who We Serve

We believe everyone deserves to be someone's best client. We also believe our clients deserve advisors who know the intricacies of their lives and careers - advisors who can anticipate and meet their needs before they even know a need exists. No two clients are alike, for this reason, we have chosen to specialize in working with certain families and individuals where we have expertise so that each client will experience the best advisory relationship.

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Executives

Executives are at the top in part because they're good at their jobs. But also because they work work well with people and know how to get results.

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Business Owners

Entrepreneurs know a lot about their craft...and a bit about everything else. They are discerning, hardworking & able to deliver what their customers need.

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Sales Professionals

If you don't sell, you don't eat. Being a sales professional means knowing your product inside and out, perfecting your pitch and calling on prospects. Lots of them.

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Athletes

Being elite in any sport requires physical and mental discipline, self denial, and grit.  

Our Team

John Macco, Founder

Having come from a long line of entrepreneurs, John understands business and finance. John stepped away from the family retail business after 18 years and into marketing positions with two national CPA firms before joining the investment industry. He led the branch office for an international brokerage firm for seven years. In April 2004, John started Macco Financial Group, Inc. 

John's interest in the welfare of people and his community extends beyond his involvement with clients. He has served as a board member of several city reformation groups as well as his church. And in November of 2014, he was elected to the Wisconsin State Assembly where he serves the residents of the 88th district.

John has been married to his wife, Sue, for 37 years. They have two children and four grandchildren.

Michael J. Macco, Branch Manager Mike came to MFG from the banking industry where he worked in Corporate and Municipal Cash Management. His formal training from Trinity Christian College earned him a B.A. in Information Systems and a minor in business. Mike currently holds his Series 7, 66, 9 and 10 securities licenses as well as his Wisconsin life insurance license. He is a member of the Raymond James Institute of Investment Management Consulting and was recently accepted to the University of Wisconsin Oshkosh where he will be pursuing his MBA in International Business. When Mike is not in the office, he enjoys CrossFit, singing at his church, tinkering around the house and quality time with his wife, Beth, and their two children, Hazel and Ethan. mike@maccofinancial.com

Michael J. Macco, Branch Manager

Mike came to MFG from the banking industry where he worked in Corporate and Municipal Cash Management. His formal training from Trinity Christian College earned him a B.A. in Information Systems and a minor in business. Mike currently holds his Series 7, 66, 9 and 10 securities licenses as well as his Wisconsin life insurance license. He is a member of the Raymond James Institute of Investment Management Consulting and was recently accepted to the University of Wisconsin Oshkosh where he will be pursuing his MBA in International Business.

When Mike is not in the office, he enjoys CrossFit, singing at his church, tinkering around the house and quality time with his wife, Beth, and their two children, Hazel and Ethan.

mike@maccofinancial.com

       Schedule a 30 minute phone call

       Schedule a 30 minute phone call

Patrick Stoa, Financial Advisor Patrick joined Macco Financial Group after a successful career in sales and after having also been an MFG client for over 11 years. He graduated from the University of Wisconsin-Madison with a B.A. in Business with an emphasis in Marketing.  He holds his Series 7 and 66 licenses and is working toward life and health insurance.  Patrick’s focus is families, helping them identify and plan for the needs of each stage of family life. Patrick and his wife, Stephanie, have six children.  When he’s not in the office, he’s busy cheering his children on in sporting events and band concerts.  He finds personal time, though, to enjoy mountain biking, walleye fishing, swimming and volunteering for the Cellcom Marathon and Green Bay Triathlon. patrick@maccofinancial.com

Patrick Stoa, Financial Advisor

Patrick joined Macco Financial Group after a successful career in sales and after having also been an MFG client for over 11 years. He graduated from the University of Wisconsin-Madison with a B.A. in Business with an emphasis in Marketing.  He holds his Series 7 and 66 licenses and is working toward life and health insurance.  Patrick’s focus is families, helping them identify and plan for the needs of each stage of family life.

Patrick and his wife, Stephanie, have six children.  When he’s not in the office, he’s busy cheering his children on in sporting events and band concerts.  He finds personal time, though, to enjoy mountain biking, walleye fishing, swimming and volunteering for the Cellcom Marathon and Green Bay Triathlon.

patrick@maccofinancial.com

       Schedule a 30 minute phone call

       Schedule a 30 minute phone call

Andrew Froelich, Financial Advisor Andrew joined MFG as an intern in the winter of 2015 and quickly became an integral part of the team. After completing his internship, Andrew took over the marketing duties and passed his securities exams in the the summer of 2016. Andrew is finishing his degree at the University of Wisconsin, Green Bay and expects to graduate in 2018. When not in the office, Andrew enjoys playing intramural sports, video games and working on his car. andrew@maccofinancial.com

Andrew Froelich, Financial Advisor

Andrew joined MFG as an intern in the winter of 2015 and quickly became an integral part of the team. After completing his internship, Andrew took over the marketing duties and passed his securities exams in the the summer of 2016.

Andrew is finishing his degree at the University of Wisconsin, Green Bay and expects to graduate in 2018. When not in the office, Andrew enjoys playing intramural sports, video games and working on his car.

andrew@maccofinancial.com

Terri Seitz, Client Services Specialist

Terri has been a part of the service team since July of 2000. Her years working in the financial services industry, prior to the start of MFG, have given her the experience to handle numerous areas at the firm including marketing, events, compliance and client service.

Terri and her husband, Steve, have a daughter. When not in the office, they can be found playing music together, socializing with friends and riding their Harley Ultra Classic.

terri@maccofinancial.com

 

To view the background of our advisors and our firm, please visit FINRA's BrokerCheck Website

What We Believe

We believe our purpose is to use our gifts and talents for the benefit of our clients and families so that they can live with a sense of financial confidence. We believe in bringing professional leaders together and in providing good jobs and a quality work environment that is mutually beneficial to all of our team members.

We value prudent financial stewardship. Our clients work hard for their money, and they trust us to advise them with wisdom, striving for growth while taking responsible and comfortable levels of risk.

Our mission is to help our clients accumulate wealth, manage it properly, and pass it on in the most tax-efficient way possible. We make every effort to clearly communicate with our clients, provide them the highest level of service with integrity, and offer them a wide range of investments through our affiliation with Raymond James.


Who is raymond james?

Raymond James Financial Services, Inc.

Founded in 1962 by Bob James and headquartered in St. Petersburg, Florida, Raymond James has grown into one of the largest independent financial firms in the United States. Raymond James embraces long-term planning, values methodical decision-making and remains true to its core tenets of conservatism, independence, integrity and putting clients first.

What It Costs

We believe that a client relationship should be long-term and all encompassing. Therefore, we have eschewed the traditional commission-based business model which rewards sales activity and can lead to a conflicts of interest.  In contrast, we provide a straightforward fee-based model which negates conflicts of interest, puts the client first, and is consistent with our continuous client service model. Depending on the products used for each client's situation, our advisor fee follows the following general guideline.

1.75% for the first $500,000
1.25% for the next $500,000
.90% for the next $4,000,000
Above $5,000,000 is negotiated

WHAT IS A FIDUCIARY?

A fiduciary is someone who must give advice that is in the best interest of the client without regard to any compensation that person might receive. Our philosophy of service always has been and always will be about putting the client first. Whether or not your advisor is a fiduciary in many cases depends on the kinds of product they are selling. For instance, a fee-based account is often associated with the advisor being a fiduciary. Whereas a commission-based account often is not.

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Get Started

Choosing the right team for your financial and retirement needs is just as important as the decision you make to buy a house or a car. It requires time and sound research. We’ll take that time to get to know you and clearly understand your goals. You’ll have opportunities to ask questions about us, the services we provide, what we charge, and how we work with clients. If you'd like to know more, we invite you to take a minute to fill out our brief confidential online questionnaire. We'll review it and call to chat with you about your needs and how we might be a fit for each other.