Patrick Stoa

About Patrick

My interest in personal financial planning and investments started early.  Fresh out of college, I had been hired by a big, brown, shipping company as a salesperson for the Green Bay area.  With a full-time paycheck, but still a part-time lifestyle, I felt truly rich.  Over a few months I paid off the bit of debt I had acquired through college, bought a few dishes and apartment furnishings, and then wondered what to do with the rest of my paycheck.  Through the marvels of Late Night Infomercials, I found a local investment seminar.  Entirely presented using an overhead projector, I heard useful information on the benefits of starting early, compound interest, the existence of mutual funds, and minimizing taxes.  The seed had been planted.  I looked for and read every book I could on personal finance.  Back then, I had to send self-addressed stamped envelopes to request information and forms.  I did, and my automatic investment plan started that first year out of college.  Personal finance had become my hobby.      

I married my wife, Stephanie in 1995 (after dating for far too long, as she will tell you).  We starting growing a family, I changed careers from shipping to printing sales, and we became clients at Macco Financial Group.  Probably not very good clients, since I thought I knew a lot and questioned everything.  Still, it was a good fit with a growing family, and I appreciated the advice.  Through a combination of my early start with investing, my family’s frugal lifestyle (thanks Steph!), success in my printing sales career, and advice received from my own advisors, I am happy to say that I achieved my own financial independence in my mid 40’s.

It would have been both lucrative and easy to coast in my printing sales career…and boring.  I urgently wanted to grow personally, to step into a role where I could directly help people in a meaningful and impactful way.  The choice to re-launch as a financial advisor was obvious and immediate, and has been more rewarding than I ever imagined.  I am honored every time a client invites me to help them live the life they deserve and guide them through the detours on the way.  I especially value your story, your hopes, dreams, fears, and concerns.  These become the foundational building blocks of our relationship and your financial plan.  I am looking forward to that moment when I can sense that you know your plan can work, and you clearly see what needs to happen to make it work.

Stephanie and I met while at the University of Wisconsin – Madison, where I earned a Bachelors in Business Administration with an emphasis in Marketing.  Steph and I have six children, ranging from grade school age to college age.  Our house was always loud, and crowded, and still seems to be even when the two oldest are away.  When we are not shuttling the kids to practices and events, Steph and I enjoy hiking, reading and mountain biking.  Someday, I would like to hike the Appalachian Trail, while Steph says the Alps would be better.     

Patrick is Vice President and Co-Owner of Macco Financial Group, Inc.  He holds his Series 7, 66, and Life Insurance licenses.  He has earned the CERTIFIED FINANCIAL PLANNER™ professional designation from the Certified Financial Planner Board of Standards, Inc.

Favorite Quote:  “The best time to plant a tree was 20 years ago.  The second best time is today.  Let’s get started.”